Health Insurance

I see health insurance companies dictating to our health care professionals what they can and cannot do in regard to treatment and prescriptions. The health insurance industry OWNS our doctors. So let me make this simple without a lot of crap.

Insurance Co. A owns doctor B. Patient C pays Insurance Co. A a large sum of money monthly... in many cases a larger sum of money than they receive treatment value in that given month. Patient C gets sick and visits Doctor B. Doctor B diagnoses Patient C. Then Doctor B submits his bill to Insurance Co A. Insurance Co. A says...."NO" we don't cover that OR "We only cover a portion of that.....GOOD LUCK!" Doctor B then consults with patient C and explains that the money that they have paid to this company is worthless and the procedure will cost this much OR doctor B can do a less effective procedure that is cheaper and Insurance co A will pay for it.

Now Doctor B is in quite a spot, you see because without patients... he has no livlihood, so he tends to sway the patient into what will actually be paid for. Therefore NOT giving the best treatment but the treatment that guarantees his income. Doctor B's malpractice INSURANCE is so high that he needs the insurance company's approval or bad shit can happen.

So... the doctor needs insurance because we are a sue happy bunch of idiots, we need insurance because we can't afford the doctor because of HIS costs of running his buisness thanks to insurance... sooooooo... WE ARE FUCKED by insurance companies all around. Don't even get me started on deductibles and copays.

Now Pharmaceuticals. What a fucking scam THIS is. A Pharmaceutical co will develop a drug, an allergy drug, for example. They market it with full knowledge of it's side effects and dangers. IT IS ONLY AVAILABLE WITH A PRESCRIPTION for several years. IF you have insurance (separate from regular insurance, of course) you will pay a co-pay of anywhere from 10 to 60 dollars for your 30 day supply of that medication. If you do NOT have insurance you can pay upwards of near one hundred dollars for that medication. THEN after a few years, their right to sell that medication as a script runs out...and it is placed over the counter for general consumption at a retail cost of around 15-30 dollars. HOLY CRAP! Welcome to Claritin, Zyrtec...etc.

And some of you FEAR nationalized health care??????? This cracks me up because Medicare, Medicaid, Cobra, Welfare...... HELLO????? Government subsidized programs! We have a cluster fucked mess on our hands where big business (and THAT is all insurance is) control our health and well being... and the only relief from that, for those who need it, is provided by our damn government.

Now, our choices are limited here. We can

1. let the insurance companies and doctors run amuk. FAIL
2. We can strictly regulate the insurance companies, Pharma companies and doctors. OH NO GOVT CONTROL, IT WILL LEAD TO SOCIALISM!!!
3. We can nationalize healthcare. ARRRGGGG SOCIALISM!!!!

SO WHAT THE FUCK are we supposed to do??????

Our health, as a nation, is in the toilet. We are fat, sick and over medicated. So far... plan A is an epic fail.